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no more cards24

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Post by no more cards24 » Thu Aug 09, 2012 7:54 pm
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[:)]6 Years down 12 months to go after a 2 year extension, This time next year we should be Debt freeeeeeeeeeeee.
Dave
ALL DONE!!! Received Final CC today Final payment 18 August 2013 CC 06 October 2015 Thanks to CLEAR DEPT you've been Great!!! :D
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Shining

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Post by Shining » Thu Aug 09, 2012 8:00 pm
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Well done for getting this far and I sincerely hope that the next 12 months runs smoothly for you as you work your way towards the glory of debt freedom. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Skippy

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Post by Skippy » Thu Aug 09, 2012 8:33 pm
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I hope the next 12 months goes smoothly and quickly for you x
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KM1512

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Post by KM1512 » Thu Aug 16, 2012 7:58 pm
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I know how you feel nomore cards I have 12 to go also but the time seems to be going slowly
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josu

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Post by josu » Fri Aug 17, 2012 8:45 am
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Can i just ask in which situation someone might get a two year extention?
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Christabelle_sparkle

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Post by Christabelle_sparkle » Sun Aug 19, 2012 11:50 am
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yes Josu...I was just thinking that?..worrying thought!!
An IVA is a long hard road but valuable lessons have been learnt along the way. Now looking forward to enjoying a debt free future!
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lulu27

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Post by lulu27 » Mon Aug 20, 2012 10:13 pm
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We have 3 more payments until we will be debt free it has been a long six years and 4 months.
If I knew at the beginning how hard it would be I am not sure I would have gone for an IVA but looking back it has been worth it we kept our house and we have learnt to value money.
I am hoping all the lessons we learnt help us to manage with our next financial challenge we are having a baby in March.
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Shining

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Post by Shining » Tue Aug 21, 2012 8:46 am
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lulu27, congratulations on the forthcoming birth.

Northern Rock sometimes insisted on a 72 month IVA and then maybe equity clause could be a reason.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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