9 days to creditor meeting....

Get expert opinion. This is the place for new questions to be posted.
94 posts Page 1 of 7
Post Reply
 
 

Cath

User avatar
Posts: 1329
Joined: Mon Aug 24, 2009 2:38 pm
Location: United Kingdom
Post by Cath » Sun Nov 29, 2009 5:54 pm
Quote
and counting...still here with everything crossed for acceptance!

Hopefully these next 9 days will go quickly and I can be put out of my misery on the 8th!
7 year IVA completed in December 2016 - there is light at the end of that tunnel
Top
 
 

Julie

User avatar
Posts: 9503
Joined: Thu Feb 14, 2008 10:56 pm
Location: United Kingdom
Post by Julie » Sun Nov 29, 2009 6:03 pm
Quote
Won't be long now Cath...we waited over 6 months for our meeting, can you believe!

How are you coping family wise?
Top
 
 

Cath

User avatar
Posts: 1329
Joined: Mon Aug 24, 2009 2:38 pm
Location: United Kingdom
Post by Cath » Sun Nov 29, 2009 7:17 pm
Quote
We're coping well, thanks Julie. Living within our means and enjoying it knowing that we're not using credit cards. I haven't used one since the beginning of August and we are budgeting well, even got a wee bit in the savings which I'm sure will disappear for Christmas!
7 year IVA completed in December 2016 - there is light at the end of that tunnel
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Sun Nov 29, 2009 7:19 pm
Quote
Good luck Cath - you are with an excellent IP and she would not be putting your proposal forward if she wasn't confident of it being accepted.

Not long now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

flumpy dog

User avatar
Posts: 2484
Joined: Sun Oct 19, 2008 7:57 am
Location:
Post by flumpy dog » Sun Nov 29, 2009 10:31 pm
Quote
good luck cath
yes this is the pain in the bum time now but it will go quick hun

i had mine 29/12/08 and from this time up til then it was murder to not panic

owe it to these lovelies and mel and her team who kept me sane

stay strong hun xxxxxx[:o)]
Top
 
 

Lisa2009

User avatar
Posts: 5411
Joined: Thu Aug 16, 2007 12:17 pm
Location:
Post by Lisa2009 » Mon Nov 30, 2009 8:48 am
Quote
Best of luck. Not long to wait xx
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
Top
 
 

becca21

User avatar
Posts: 101
Joined: Mon Oct 26, 2009 2:44 pm
Post by becca21 » Mon Nov 30, 2009 8:53 am
Quote
Cath the feeling that you get when they tell you it's all accepted will wash away all the horrible feelings you have now! promise!
x
Top
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:
Post by Shining » Mon Nov 30, 2009 9:51 am
Quote
All the best Cath won't be long now and as Becca says the relief far outweighs this transitional period.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Top
 
 

ontheroad

User avatar
Posts: 223
Joined: Tue Oct 06, 2009 4:10 pm
Location:
Post by ontheroad » Mon Nov 30, 2009 3:26 pm
Quote
Good luck Cath, not long now, got everything crossed for you, as Becca says im sure the wait will be worth it xx
Top
 
 

Simbel

User avatar
Posts: 348
Joined: Mon Oct 26, 2009 1:20 pm
Location: United Kingdom
Post by Simbel » Mon Nov 30, 2009 4:56 pm
Quote
Cath I echo everyone else's sentiments - good luck, can't wait to see your positive post. X [:I]
Top
 
 

Cath

User avatar
Posts: 1329
Joined: Mon Aug 24, 2009 2:38 pm
Location: United Kingdom
Post by Cath » Mon Nov 30, 2009 5:21 pm
Quote
Like that one ladyh....thanks for the support everyone xxx
7 year IVA completed in December 2016 - there is light at the end of that tunnel
Top
 
 

country girl

User avatar
Posts: 868
Joined: Fri Jul 10, 2009 8:49 am
Location: United Kingdom
Post by country girl » Mon Nov 30, 2009 8:38 pm
Quote
Hi
Not long now Cath. Good Luck

Linda X
Top
 
 

Skippy

User avatar
Posts: 20720
Joined: Sat Oct 21, 2006 6:08 pm
Location: United Kingdom
Post by Skippy » Mon Nov 30, 2009 8:42 pm
Quote
Not long now Cath, you're nearly there x
Top
 
 

wannaBfree

User avatar
Posts: 16
Joined: Fri Nov 27, 2009 6:24 pm
Location:
Post by wannaBfree » Mon Nov 30, 2009 8:52 pm
Quote
Hi Cath, do you mind me asking who you turned to??

I'm pretty much settled on mine, just hope i can get all the paperwork togehther.
Top
 
 

Cath

User avatar
Posts: 1329
Joined: Mon Aug 24, 2009 2:38 pm
Location: United Kingdom
Post by Cath » Mon Nov 30, 2009 9:12 pm
Quote
wannaBfree, I started out with a firm who I cantacted in panic mode, I then found this forum and decided what they were telling me wasn't right so I am now with the IVA Advice Bureau. It's been a long slog so far but almost there!

You'll get the paperwork together I'm sure. It just takes a bit of balls when calling creditors for it especially if you have already missed a payment and if like me you never kept any of your agreements in the first place.

One thing for sure the IVA process definately gets you organised!
7 year IVA completed in December 2016 - there is light at the end of that tunnel
Top
Post Reply
94 posts Page 1 of 7
Return to “Ask IVA Forum and Industry experts”