I am now sitting here with a firm mortgage offer that will give me the funds to offer a F&F embracing my post IVA creditor. This solution has only come about after my IP said there was nothing THEY could do and yet another IP HAS managed to do for me.
My IP advised bankruptcy and to stop making my IVA payments. I did that and wrote very nicely asking them to terminate my agreement with them so i could instruct a new IP (although I didn't say that to my existing one.
They called me today and in response to my letter THEY have issued ME with a certificate of non-compliance which as far as I can see doesn't really do anything to allow me to progress with my F&F ... I know this is probably the way things are done as a process but I can't help thinking that IT IS A BIT RICH when it was they that dismissed the problem in the first place.
Despite what you say Melanie ... McCambridge Duffy are not going to let me go to sort out what they didn't easily!
"Ms Angry of Gosport" [:(!]
www.babynamings.co.uk
www.soulgrowth.co.uk