I would like to send a heartfelt Christmas wish to everyone on the forum. I am stopping short of using the word "merry" because I know only too well that for many of you the stress of the IVA journey will be taking the gloss off the yuletide season, and for you I will save a special prayer for midnight mass in the hope that 2012 will be a great year and will bring you closer to freedom from debt.
Just yesterday i said to my wife that this was the Christmas we thought would never come, but here we are and, at some point, it will come for all of you who are on the journey. Sooner than you think.
This is our first Christmas since finishing our IVA and we remain as frugal as ever, but one thing we will be doing is raising a glass on Christmas day to all of you who are on the IVA journey and particularly those who are just starting out.
Stay strong, stay frugal and God bless you all this Christmas.
Firefox
IVA finished June 2011
"If you listen to people who tell you what's impossible, they're usually the ones who failed" Paul Stanley
What a lovely post Firefox - it will be inspirational to those about to start or part way through their IVAs or PTDs. A very warm and peaceful Xmas then - rather than Merry!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
A lovely post Firefox and enjoy making that Christmas toast to yourselves too for the journey you have made and conquered.
Best wishes,
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
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A well-deserved Christmas Firefox! I'm looking forward to being less in debt next year than I was this year and can't wait to be debt free. Have a good one with your family and congrats on still being sensible with the purse strings xx
Lovely post and well done on getting through not only your IVA but also that first year, a Merry Christmas to one and all, i hope that 2012 is a good year for everyone. xxx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
