A few questions

[aguise]

I can only give an example of what we have bear in mind this is for two of us dental is only 25 clothing is 60 food and housekeeping is higher but we both have some medical reasons for that. As Melanie says put down the reasonable amount that you personally need. Cover all expenses and if you can keep proof of them send them with it to confirm. Have a word with your IP they will tell you your position with the payrise and hopefully you will be better off. Keep posting would like to know how it goes it helps others as well.

Ang

[MelanieGiles]

Your budgeted figures do not look unreasonable, but you will need to justify the £50 you have allocated to dental expenditure. This does appear a little high.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[phill]

sorry dental includes contact lenses 15 per month, glasses 20 per month, 15 for dentist

[MelanieGiles]

OK - seems reasonable now!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[Adam Davies]

Hi
I,ve pulled this from my saved items and I think that it came from a debt counselling charity


Housekeeping

HK Clothes
Single 200 30
Couple 300 40
Couple +1 400 50
Couple +2 450 60
Couple +3 500 70
Couple +4 550 80

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[Adam Davies]

Makes me laugh now because my own allowance for six of us was £400 and zero for clothes !!!
Now I wonder why it seemed so tough ??
regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[keh]

Hi Phil,

Don't forget when you do your income/expenditure that you allow for increase in rate of inflation.

this is why most IP's state 50% as the other 50% should offset any rise in inflation

Keith

The long and winding road will straighten out eventually....keep the faith