a level of gambling, due to my desperation

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murph

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Post by murph » Sat Mar 29, 2008 8:09 pm
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I am in the procedure of taking out an IVA. I am concerned that if it is reused by my creditors, that I my be liable to bankruptcy. Also, my bank statements show a level of gambling, due to my desperation. any ideas!!
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chris.g

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Post by chris.g » Sat Mar 29, 2008 8:24 pm
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Hiya Murph and welcome. The forums a bit quiet tonight as there's a meeting happening. Could you post a bit more info, how much debt, disposable income, do you have any assets, would bankruptcy effect your employment. This info will help others advise you better.
It's nice to be back......
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ianmillington

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Post by ianmillington » Sun Mar 30, 2008 12:36 am
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In addition to Chris's questions, can I assume you have now given it up?

If so, how long since you last gambled?

Ian
Ian Millington
Insolvency Director
PDHL Ltd (formerly Personal Debt Helpline Ltd)
www.pdhl.co.uk
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rollercoaster

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Post by rollercoaster » Sun Mar 30, 2008 11:27 am
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i also am going through process of IVA and was completely honest about level of gambling in my personal statement. have not gambled at all since last november as since i found this site i am putting my trust in the IVA process instead of the odds at the spin of a wheel. My IP needed to be assured that i have given this 'method of money making' up, and i feel alot better. [:D]
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MelanieGiles

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Post by MelanieGiles » Sun Mar 30, 2008 2:57 pm
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I do not have a problem in dealing with people with gambling debts, so long as they are honest about their background and are committed to kicking the habit.
Regards, Melanie Giles, Insolvency Practitioner
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ianmillington

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Post by ianmillington » Mon Mar 31, 2008 10:06 am
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I share Melanie's view that it entirely depends upon a commitment to give it up. So long as that commitment is there I don't have a problem with it.

Ian
Ian Millington
Insolvency Director
PDHL Ltd (formerly Personal Debt Helpline Ltd)
www.pdhl.co.uk
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