Hi there
Although this is a difficult task, you will feel far better once your finances are under control.
Do include your son's board and lodge as part of your income, and your IP will need to discuss the effect of your son eventually moving on with you. If there is a risk that this might happen during the IVA, then you have to consider whether an IVA is actually a viable proposition for you.
Vet fees looks fine to me. Medical expenses at £10 seem low, and your daughter's pocket money will need to come out of your miscellaneous allowance. Shopping also looks a little low for a family of four adults - is this what you actually spend, and do remember that this also must provide for social and leisure expenditure, Xmas, birthdays etc. Car expenditure looks fine.
Good luck with your meeting tomorrow.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
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