Hello Breakdown,
Welcome to the forum....believe me , this is the best place to be for advice and support. I cannot praise it enough! I am at the beginning of my process ( hopefully for an IVA with Melanie Giles ) and before I found this forum I was at my wits end. But with the the advice and support from everyone here I can actually see a light at the end of the tunnel. I have just this minute finished my telephone call with one of Melanies team ( tina ) and she was fantastic. Very supportive, non judgemental, and incredibly helpfull, she went through all my options and gave really helpful advivce...I cannot praise her enough. I now know what I want to do for the first time in a long time.
You will get all the advice you need here, or if you just need to get some support, this is the place.
Keep posting and the best of luck to you....
That's the first step Paul - hopefully the others will follow on swiftly!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I have seen the summary of your information Paul, and will be reviewing this more fully tomorrow when I get into the office. You will definately hear from us by the end of the day.