It's brilliant knowing that the nasty bills are not going to pop through the letter box in January!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Well another xmas is behind us, my last in IVA. Hope you all had a good one, and got something nice. I have just done my xmas shopping on the web, the thing i wanted was £199, but 25 December is only a date. Bought it on Amazon on there boxing day sale yesterday for £84.99 delivered, and it will be here thursday. 5 years ago i would have said to hell with it and paid the full price. Did same last year, got a new pair of golf shoes for £39.99 2 days after they were on sale at £79.99, and didnt use them till March, what a saving.
Happy Christmas to all my new forum friends, I hope you all had a fantastic time. It is a wonderful feeling knowing no nasty bills in January, although we have only been in the IVA since April this is our second frugal Christmas as I was in a DMP this time last year, this year I found a lot easier maybe the budgeting lessons are working.
If life is what you make it, I must have been in a strange mood when I made mine
