a waiting game

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moretolife

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Post by moretolife » Mon Sep 01, 2008 9:30 am
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1st of sept...on the 15th august ...we posted off our 2nd annual review stuff to IP.... still no answer ...not even an acknowledgement....now i am biting my nails...we so wanted to get this one sorted really well...we actually phoned and asked IP when she wanted documents etc...so we could be ahead of the game so to speak.....it is a bit more complicated this time around as my self employed earnings have varied and will drop from end of this month...so altho we didnt want a variation as we can still afford the payment...we wanted to know if all was well...

last year altho it all went through with no variations we didnt actually hear from IP till it had all been done...he asked for nothing ahead of time but wanted to see them retrospectively which seemed a bit strange...

anyway...waiting for reviews is almost as hard on the nerves as waiting for creditors meetings and i dont have a lot of patience at best of times...aaaaggghhhh...and i cant change my forum name till i get my review results.!!! .LOL
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy

Visit my blog...Journey from Debt to Life Post IVA
http://moretolife.blogs.iva.co.uk
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angela18

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Post by angela18 » Mon Sep 01, 2008 9:32 am
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Good Luck and I hope they don't leave you waiting to long..
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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kallis3

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Post by kallis3 » Mon Sep 01, 2008 9:33 am
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TOL, I hope you get an answer soon. It must be nailbiting. I haven't had a review yet, still in my first year.

Have you decided on a new name yet?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Til

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Post by Til » Mon Sep 01, 2008 9:35 am
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Aw TOL I'm sure you'll be fine - seems to me that despite an upcoming drop in your income you are still willing to make the agreed payment so sure your IP must respect you for that - I know I do!

I am sure everything will be fine for you and then you can pick a new name! [:)]
"Hope is the feeling you have that the feeling you have isn't permanent." - Jean Kerr

IVA approved Aug 2008 - 6 year term - last payment made 6 Oct 2014. CC received 14 Nov 2014.
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moretolife

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Post by moretolife » Mon Sep 01, 2008 9:42 am
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cant decide between two names ...hee hee...Ray suggested one and i really liked that one..but want to keep that one for the actual end of IVA i think...so may use one that continues the "life"theme
wondering if i should email my IP and sk if all okay....havent a clue whenif they actually meet the creditors...or do they just write to them all with the payout???
dont want to stir up anything ...really nervous about this....not quite sure why...maybe its because life is relatively good and smooth at the moment and i am afraid it may all go ape.!!!
Last edited by moretolife on Mon Sep 01, 2008 9:43 am, edited 1 time in total.
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy

Visit my blog...Journey from Debt to Life Post IVA
http://moretolife.blogs.iva.co.uk
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Julie

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Post by Julie » Mon Sep 01, 2008 9:49 am
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TOL - it's horrible waiting isn't it? What date was your review actually due? I'm sure IP's legally have 2months from date of review to complete it.

We've had one review which went through no amendments, even though hubby had been given a payrise due to cost of living going up, there was no changes. So fingers crossed for you.
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Viki.W

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Post by Viki.W » Mon Sep 01, 2008 9:53 am
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Good luck TOL, I'm sure you'll be fine, not nice waiting though. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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aguise

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Post by aguise » Mon Sep 01, 2008 10:11 am
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I am sending mine today for our six month review, I get nervy as well though so far annual and the the other six month ones went well and there were no changes, so i am sure all will be fine TOL. Half the time with me it is my usual fear of impending doom and that nothing ever goes right that make me worry. when I look I know all should be well I just expect it not to be.

Hopefully you will hear soon.

Ang xx
Please visit my blog at http://aguise.blogs.iva.co.uk/
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