Welcome to the forum Mrs H, your story struck a chord, we to were living beyond our means, I to feel ashamed to have let our situation get to this point. But like you found the courage to make the first very important step. In fact it took me 12 months to pick up the phone but glad I did. You get to a realisation that things cannot go on the way they are. The sooner you talk to an IP the sooner you can get your life back for you & your family. I can vouch for Melanie Giles & others can prolly vouch for others on this site, give a couple a call today, & try not to worry to much.Remember you are not on your own.
Last edited by
mikepapa on Wed Aug 26, 2009 4:26 pm, edited 1 time in total.
Kind Regards, MP
IVA accepted 1st October 2009