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					Slowlygoingunder 					
					
															
										
																				 
				Posts:  115 Joined:  Wed Feb 18, 2015 10:54 amLocation:  United Kingdom 
				
					
															
					
					
					Woo hoo  ! IVA accepted 
 11.9p in the £ no increase in payment asked for !! Bsrclaycard asked for an extra 12 month but negotiated to 6 month 
 so relieved .... Off to buy vodka to celebrate 
IVA accepted 15 April 2015
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Foggy 					
					
															
										
																				 
				Posts:  33395 Joined:  Fri Dec 17, 2010 11:14 amLocation:  United Kingdom
					
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					Excellent 
  Have one for me 
My opinions are merely that .. opinions based on experience. Always seek professional advice.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Slowlygoingunder 					
					
															
										
																				 
				Posts:  115 Joined:  Wed Feb 18, 2015 10:54 amLocation:  United Kingdom 
				
					
															
					
					
					Thanks Foggy 
 I certainly will !
IVA accepted 15 April 2015
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Shining 					
					
															
										
																				 
				Posts:  27019 Joined:  Thu Sep 20, 2007 8:57 amLocation:    
				
					
															
					
					
					that is good news, enjoy your drink. Hope your journey to debt freedom is a very smooth one.
					
					
															
															IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					harrysmummy78 					
					
															
										
																				 
				Posts:  420 Joined:  Fri Dec 07, 2012 11:11 pmLocation:    
				
					
															
					
					
					Great news [:D] I remember the massive feeling of relief very well.. good luck on your journey and enjoy your drink 
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Lisa Thomas 					
					
															
										
										Industry Expert										 
				Posts:  7759 Joined:  Wed Dec 03, 2014 10:26 am
					
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					Make sure the amount you spend on the vodka is covered within your disclosed expenditure! 
  Well done - good luck.
 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Slowlygoingunder 					
					
															
										
																				 
				Posts:  115 Joined:  Wed Feb 18, 2015 10:54 amLocation:  United Kingdom 
				
					
															
					
					
					Thanks Harrysm and Lisa 
 yes the vodka is within my budget 
IVA accepted 15 April 2015
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Michael Peoples 					
					
															
										
										Industry Expert										 
				Posts:  15189 Joined:  Mon Nov 03, 2008 12:36 pmLocation:   
					
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					Great news and good work by your IP. Enjoy that drink!
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MerlinL14 					
					
															
										
																				 
				Posts:  1626 Joined:  Sun Oct 30, 2011 2:44 pmLocation:    
				
					
															
					
					
					Great news, may need to change your user name to "SlowlyGettingOutOfDebt". Make the drink a long slow one [:D][:D]
					
					
															
															Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Michael Peoples 					
					
															
										
										Industry Expert										 
				Posts:  15189 Joined:  Mon Nov 03, 2008 12:36 pmLocation:   
					
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					What about 'Slowlygoingunderthetable'.
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MrsR 					
					
															
										
																				 
				Posts:  1201 Joined:  Mon Oct 31, 2011 9:30 pmLocation:  United Kingdom 
				
					
															
					
					
					Fab news Slowlygoingunder!
I remember the realised of being accepted very well, and I had the best nights sleep Id had in a long time !
Enjoy your drink 
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!
Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA 
Completion Certificate received- 30th April 2015!!
 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Slowlygoingunder 					
					
															
										
																				 
				Posts:  115 Joined:  Wed Feb 18, 2015 10:54 amLocation:  United Kingdom 
				
					
															
					
					
					Thanks every body 
 love the suggestions for name changes ! Yea micheal that may well be true later or slidingofthesofa.... 
IVA accepted 15 April 2015
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					luluj 					
					
															
										
										Forum Expert										 
				Posts:  11333 Joined:  Sun Dec 09, 2007 6:54 amLocation:  United Kingdom 
				
					
															
					
					
					Brilliant news ...well done !
					
					
															
															Sharing from experiences of dealing with debt
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Slowlygoingunder 					
					
															
										
																				 
				Posts:  115 Joined:  Wed Feb 18, 2015 10:54 amLocation:  United Kingdom 
				
					
															
					
					
					Thank you luluj ... I got there in the end 
 learnt so much from the forum it's been invaluable , been a roller coaster of emotions  the last 5 or 6 weeks so I'm buckling up for the ride ahead ! Hopefully not too scary !
IVA accepted 15 April 2015
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Helen.k 					
					
															
										
																				 
				Posts:  123 Joined:  Tue Mar 31, 2015 3:45 amLocation:    
				
					
															
					
					
					congratulations!  I remember the feeling well! It will be a long, hard slog with highs and lows, but looking back now the time has gone quite quickly for us - hope it does for you too!
					
					
															
															getting there ....