Account passed on

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sps

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Post by sps » Sat Feb 02, 2008 4:41 pm
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We had a full and final IVA accepted last April which completed at the end of August. Recently my husband received a letter saying his account with Citifinancial had been passed on to Max Recovery. This suprised me as I thought the account would have been closed after they received their dividend. Has anyone else experienced this?
Sue
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MelanieGiles

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Post by MelanieGiles » Sat Feb 02, 2008 4:49 pm
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They are tedious Sue, and result from the left hand not knowing what the right is doing, and I suggest tht you file it in the bin!
Regards, Melanie Giles, Insolvency Practitioner
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sps

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Post by sps » Sat Feb 02, 2008 5:03 pm
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Will do Melanie and thanks again!
Sue
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J-DOUBLEYA

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Post by J-DOUBLEYA » Sat Feb 02, 2008 5:10 pm
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If they persist with chasing this non existent debt, make a formal complaint in writing. After 8 weeks you can escalate the complaint to the FOS. They will then 'deal' with the company concerned !!
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Adam Davies

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Post by Adam Davies » Sat Feb 02, 2008 7:12 pm
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The exact same thing has happened to my wife,a debt[littlewoods]that was in her IVA,now settled,has been passed to Max Recovery.
Good advice from J-D,any complaint going to the FOS will cost the CREDITOR £400
Regards
Andam Davies
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J-DOUBLEYA

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Post by J-DOUBLEYA » Sat Feb 02, 2008 8:15 pm
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Absolutely !!

If enough complaints are received the fitness of the creditor to hold a CCA Licence can be scrutinised by the OFT.

Eventually these scavengers {because thats my opinion of Max Recovery} will be forced to act in accordance with their licence. This means only attempting to collect a legitimate debt. (OFT664). Littlewoods are also beneath contempt and liable to complaint also - they sold it on ![}:)]
Last edited by J-DOUBLEYA on Sat Feb 02, 2008 8:16 pm, edited 1 time in total.
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OPTIMIST12

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Post by OPTIMIST12 » Sun Feb 03, 2008 12:32 am
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I would just like to record a Thank You to Max Recovery / Eversheds. They bought / acquired some of my debts prior to the Creditors Meeting and voted Yes.

Thank You!!!
47 months completed - 13 months to go.
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maxdebt

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Post by maxdebt » Sun Feb 03, 2008 7:59 am
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Yes THANK YOU Max Recovery!! They bought my wife's MBNA debt and voted YES to 25/£ [:D] (had they voted NO the proposal would have failed!)
My thanks to Melanie and her team :)
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Skippy

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Post by Skippy » Sun Feb 03, 2008 1:02 pm
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I agree that it's good that Max Recovery have voted yes to IVAs but I think it's terrible that they continue to harrass people who are already in / have completed IVAs.

I would definitely report them to the FOS if they tried that with me - perhaps a few fines might make them get their act together!
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sps

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Post by sps » Mon Feb 04, 2008 11:21 am
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I just couldn't understand how they could pass a debt on that had been settled. As advised by Melanie I have thrown the letter away - I remember it said something about no need to contact them it was for reference only, but if they do start harassing us I will complain. Thanks for your replies.
Sue
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