Account with Debit Card (limited options)

[kallis3]

Hunter does not want a paid for bank account.

I disagree about the Co-op - they are very IVA friendly.

[sjbyron]

They are IVA friendly IF your debt is not with them as they see the debt is still live.

[kallis3]

No good for Hunter then as they have a debt with the Co-op.

[sjbyron]

Personaly I would recommend speaking to Barclays they are very understanding

[Skippy]

Hunter also had debts with Barclays so that's not an option either.

[kallis3]

May I suggest Stu, that you read the original post to see which creditors Hunter has?

[sjbyron]

Yes I AM aware of the debts with Barclays however they are very understanding to people with credit problems including debts with them.

So I Would suggest speaking to Barclays and let them know the situation they MAY be able to help

[thefsg]

I had a poke round the Internet and came across the Clydesdale Bank Readycash account. Offers Maestro Card. Clydesdale is owned by the National Bank of Australia so I don't think has any relation to your IVA creditors. Here is the link (I'm not sure this is within IVA forum protocol)

http://www.cbonline.co.uk/personal/curr ... t-account/

[sjbyron]

Yorkshire bank is also part of them

[kallis3]

It has always been said on here that you should not have an account with one of your creditors, sympathetic or not.

Clydesdale sound reasonable and so do Yorkshire.

[Skippy]

Barclays aren't that sympthetic - I had a debt with Barclaycard and they wouldn't let me open a basic account even when I'd been discharged.

[Hunter1]

Thanks for all the replies everyone. I'll have a look into some of the options you've given me - hope they are possible as it's really annoying not having a debit card!

[johnB]

Yorkshire Bank do a Ready Cash Account with a Maestro debit card and I think are ok with people in IVAs (I have a friend with an account with them)

I would recommend the CashPlus Prepaid MasterCard, works like a credit card (I have one) and can be used on the internet etc. But as previously stated by others is "paid for" at £4.99 pm.

[sjbyron]

Yorkshire Bank are now swapping from Maestro to Mastercard Debit which is hopefuly accepted in more places, Ive just got one through ThinkBanking

[kallis3]

If you want a good prepaid card, then I can recommend Payplan. It costs £4.99 to set up, but then no monthly fees.