Wondering if I can get some help! I started my iva on 21/7/2011 with Freeman Jones. I settled via full and final settlement on 31/3/2014 and my IVA was supposed to come off my credit report completely yesterday! Release from the prison sentence day!
However one of my creditors who I had 5 accounts in my IVA with changed all 5 of those accounts from settled back to default and changed the default date from the 21/7/2011 so they now show on my report as defaults! Another creditor has a completely random date and also changed it from settled to default, and another one just has the wrong date as the default! Looking at my credit report these changes were all made on the 18th and 19th July 2017! Just 3 days before my IVA gets removed!
Is this allowed? Can they do this and put me back in handcuffs again? I have done my 6 years!
I've contacted freeman jones and all the creditors who have made the changes and put in a massive complaint about it but I feel hard done by! What can I do to speed this up and get it off my report! Liturally 3 weeks ago I was all settled and green and now I have 6 red defaults on my report!!
Can anyone help me?
Full and Final Settlement Accepted 10/03/2014
Certificate Of Completion 3/4/2014!
I Did It!!
Agree with Foggy - they should not do that. Hopefully you can get it sorted.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
