Accuma - annual review

[poppy]

Hi

Does anyone know what Accuma require for their annual review?

Should I be copying my payslips and printing bank statements each month or will just the last three payslips/statements before the review be fine.

What happens if someone lends you money - say £100 and puts the cash into your bank. Would this be classed as a windfall?

Thank you.

[MelanieGiles]

In my practice we ask clients to complete an income and expenditure summary form, and provide us with the last three wage slips or financial accounts if they are self-employed. Also for formal written confirmation that no windfalls have been received during the previous year.

If someone lends you money - I wonder for what reason though? - this would not be deemed to be a windfall.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[poppy]

Thanks Melanie. I am seem to have an awful lot of questions tonight!

If my mum, for example, were to lend me money it would be if I fell short one month, I would then pay it back the next month.

[MelanieGiles]

Yes - that would be absolutely fine. Definately not a windfall. And ask away your questions, I and the other experts are here to help.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[poppy]

Thank you. I must say you have been brilliant at answering all my questions the past few months. I really do appreciate it.

[MelanieGiles]

My pleasure - and so pleased with the outcome for you today.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk