Belated congrats from me too! Good luck for the future.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Have not been paid since 27 October and will be paid 3 week money next Wednesday and then i have go through the govermant to claim back a week and my notice period?!?!
Is that right???
Also is going into an IVA classed as a CCJ? A job i am going for apparently check.
And 1 more question, Can i sign on the dole while in an IVA??? I said to myself years ago that i would never sign on but i have to do what i have to do.
What rotton luck Neil - but good news that you have a job lead to follow up.
An IVA is not classed as a CCJ, but it will be detailed on your credit file. And you absolutely must sign on the dole in the meantime - that is what it is there for, and you have paid your national insurance contributions for long enough so it is time for some payback.
And do contact us directly to discuss an action plan with regard to the next few months of the IVA.
Sorry you are still out of a job - keep trying - something will turn up soon.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Neil, that's bad news. So sorry you can't find another job, and I know that police forces are funny about recruiting either bankrupt or IVA, which I think is stupid when you are sorting your money out.
It's a bit drastic, I know, but if you've no assets, have you thought of going bankrupt? You could wipe the slate clean and may not even have to pay an IPA.
Just a thought.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
If you have no financial connection with your girlfriend, then she shouldn't be affected at all.
I think she may have to show that she contributes to the monthly budget, but that's all. If the flat is solely in her name, then it should be ok.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Give Melanie's office a ring, I am sure they will be able to help you out.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
