After my IVA was transferred, I have had no contact and have not paid for over two years.

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mlal

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Post by mlal » Tue Feb 25, 2014 10:22 pm
Hi, Myself and my Wife went into an IVA in July 2011. She has continued with her payments and is up to date. After about 6 months of starting my IVA I managed to get a reduction in my payments. About 3/4 months later we realised we could not keep up both our payments. My Son offered to loan me a sum of money, which equated to 20/25p in the pound of what I owed and I offered this to my IVA supervisor. They said at the time that they would make this offer and let me know if it would be accepted. In the meantime the IVA supervisors company went into liquidation. My wife's details and that of our company ( CVA ) were transferred to another company. I have not had any contact with my supervisor for over 18 months and I have not paid any money to them in over 2 years. Is this a common thing to happen ?? I know I should have contacted them, but its nice to have the extra money at this time
Any thoughts on this case ??

Thanks
 
 

Shining

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Post by Shining » Wed Feb 26, 2014 10:04 am
Hi, that is not usual and I would firstly check the insolvency register to see if you're listed on there, if you are take the IP details and contact them and if you're not it may be that your IVA failed? http://www.insolvencydirect.bis.gov.uk/eiir/
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Adam Davies

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Post by Adam Davies » Wed Feb 26, 2014 10:18 am
Hi

I would contact them to see if you can arrange to carry on or to settle with a lump sum

good luck

Regards
Andam Davies
 
 

MelanieGiles

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Post by MelanieGiles » Wed Feb 26, 2014 9:32 pm
Which firm were you with previously, and which firm was your IVA transferred to mlal?
Regards, Melanie Giles, Insolvency Practitioner
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