ALL CREDITORS VOTED YES!!!!.

[caraf]

Brilliant news, and have brilliant Christmas and New year now!!
If you could please post your debt, creditors, who did and didnt vote etc... It helps us all.
Thanks and enjoy your evening
x

[james.g]

As soon as I get the chairmans report will post the details.


James
www.photoslidedvd.com

[james.g]

Off to buy some champagne, I guess it will have to be asti-spumente and not lansons!!!!!

James
www.photoslidedvd.com

[debbiw]

So happy for you James, I hope my meeting on Monday goes as well as yours have. Get celebrating! Well done!

[james.g]

It seems as though your situation is v similar to ours so I am sure all ill be well.Like I say payplan are the business and very respectful.
Best of luck for Monday
James

James
www.photoslidedvd.com

[Shining]

Congratulation to you!

[cr15py]

Huge congratulations James. Here's to a debt-free future [:)]

[Lisa2009]

Very well done, have a drink for us

[emma_t]

Fantastic news James [:D]
I didn't need alcohol on the day my iva was accepted as I felt dizzy and euphoric anyway[:D][:D]God only knows what i would have been like with a glass of champers inside me as well!!!

[Adam Davies]

Hi
Well done james
It does seem,at the moment,that nearly all IVAs are only accepted after an increase to the proposed payment amount has been agreee to by the debtor.
I hope this tactic doesn't back fire on the creditors with IVAs failing due to affordability issues.
Regards


Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[Skippy]

Well done James, I'm really pleased for you x

Andy, I agree with you about increases - surely there needs to be some trust between creditors and IPs that the IP will put the best proposal for the creditor and debtor forward. I can see this causing problems later on for some people.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[Adam Davies]

Hi Skippy
Totally agree,it's almost like bartering between IPs and creditors over expenses
Surely an IPs proposal should be deemed as true and accurate,they are professonally qualified accountants after all.
What sort of relationship is the debtor and IP going to have if the debtor knows that the IP has added a non existent family pet into the expenditure etc etc.
Creditors should accept the IPs figures and spot check certain expenditure at the creditors meeting.
This trend of asking for increased payments is surely going to lead to many variation meetings and ultimately failed IVAs
Regards


Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp