Hi all,
Many thanks for your kind words. Yes, the sense of relief is overwhelming - as of today, 1 payment left....and I can now say, our last paymwent is due at the end of THIS month! Its been hard, it isnt meant to be easy and we so nearly failed several times, but we learned new ways of surviving and just got through it. You will all do the same. The whole point of this 5 years "stretch" is to sort yourself out and my god we have, we are NEVER getting into debt again and NEVER going to have credit cards again - ever. Lesson well and truly learned. Now its time to start living again, properly for the first time in 10 years. What a lot of wasted years, but hey, dont look back, just look forward now.