Hi guys,
Thank you all so much for taking the time to talk, I know I have said it b4 but it really does help knowing you are there and there is someone you can talk to that understands what you are going through. Although I don't feel great at the moment, Angie is right (thanks Angie) at least I am now facing it and trying to deal with it rather than running away, which up until very recently I was very much doing. At least it is a step forward, although a very daunting and very real one. You are so right about getting further into debt, I just so want it sorted and thought we had a solution. I've not mentioned this yet but last month we actually took money out of my daughter's bank account (put there by my mum) just to pay of the minimum payments, feel sick to my stomach! Hi Debbie, ohh bless you, young and dynamic? you have made me smile, if only that were true, I used to think I was so many moons ago. P.S I'm 42, albeit I like to think a very young at heart 42. Wow 42 and in this mess, how did that happen? I do or rather did beleive that anything is possible, I left school with nothing and up until a few years back ran a daily newspaper, junior reporter, senior reporter, chief reporter and about to become news editor until I realised that I was working all hours god sent for a ridiculous income and left, the start of all the debt problems, but thats another story. As for the house, we have only sold thinking that we may be able to pay off the creditors, or keep them from the door for longer. I don't think I will ever be able to own my own home again and can't see how I'm going to be able rent, ohh dear things seem bad tonight. Emma t, one thing I can hand on heart say is that with this forumyou will never be alone or short of people who fully understand, without any judgement, what you are feeling and going through. I completely know where you are coming from with the phone calls, they are relentless and have no thought or feelings for who they are phoning, no matter what time it is. Although it is easy to understand that we owe them money and they have a job to do, hmm a break would be nice though, but look at it from their point of view, hmm ok then, few choice private words in our own heads on that one. Boy sorry to be so negative and moody sorry guys! Know what you mean about the long hours though, I'm up at 5.30am and often not back until gone 7pm, and still seem to be earning less than I was when I was 19, no-one to blame but myself I guess, but I look back and have tried so hard to make things work. I too have worked in sales, retail and direct, so know how you feel, but you are definately not alone, the support here is wonderful! Thanks Tracy a dmp was mentioned, but to be honest it didn't really sink in, need to talk with Tina further about this if it is an option. Definately will try to keep my chin up, thanks, really wanted it sorted, just feel down at moment but will bounce back tomorrow!!
Cheers guys
Mike
