To be honest I've only looked at annual credit report and that was before the IVA, it wasn't that bad and I'd missed 8 months payments. TSB showed that I hadn't defaulted at all! I've never looked on experian, do you have to pay to look?
ohhhh i see, yes its 11.95 with equifax, i tried but it said I have to call them before i can access my report, hence the worrier I am brought me here. Its weird really I'm nearly 1/2 way through my iva and I seem to be more nervous about it more than ever for some reason.
phil, I would never want to look at my credit report while in my iva and would definatley not pay £11.95 to do so as I know it will be horrendous[:0]
I think its great that you are halfway through your iva and you may feel a bit nervous about it now as everytime you switch on the tv or open a newspaper its all about the economy and the credit crunch.
I hope the remainder of your iva passes as well as the bit you have done, I do know what you mean though I do worry sometimes 'what if..' but who knows whats around the corner and if something happens I will face it head on and figure it out from there.
Good luck
Emma
Be positive & look after yourself, there are more important things in life than debts....
Try Annual Credit Report. It's free to do online. Not as good as the others, but at least you can check it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
