Adam
Ask for a name of some who you can write to then write the offer in, no judge would award a CCJ for someone who is stating they are willing to pay, its wasting court time. Also ask if they are familiar with the creditor harrassment laws, its an offence to cause stress and to intimidate a person who is not able to offer immediate payment, 'sending someone round' isis a threat, get a name and tell them you are recording the conversation.
Include everything they have said in the letter, send it RD, you then have proof of their conduct. I am sure they are not acting within the law with this. You have admitted owing the money and your willingness to settle the debt.
I once had a parking fine from work which I didnt pay. Eventually I recieved a bill for double the amount, I paid it. The company then decided that I still owed a further 120 pounds as I had not paid it within their two week period, baliffs would come round and clamp my car. I phoned the council to make a complaint, I had paid the fine on reciept of the letter while my employers sorted out the dispute. I wrote to the company and vented my spleen, they were trying it on. I never heard another thing from them.
lily
Last edited by
lily on Tue Oct 09, 2007 7:49 pm, edited 1 time in total.
lily