Hi please can you help ,i think eventually bailiffs will appear at my house due to a possible ccj.ccj being courtesy of creditors<1 bank and 3 credit cards> not receiving money .
my concern is my wife she owns the house 100 per cent and the car 100 per cent i am named on nothing except for bills which are up to date
additionally in the eyes of british law i am not married anyway so IF a bailff appeared he cannot touch the home or the car or house contents surley as technically i am a private tenant?
im no legal expert please help
thankyou in advance
hi im going to fight them by asking for debt validation ,contract etc and if i cant cope with the letters etc<im quite strong like say just dont want bailiffs knocking and wife answers door i will then do an iva
I would suggest that you speak to an expert, the ones that post on here come highly recommended. You can chat through things with no.obligation.
I'm afraid you won't be allowed to post any contact details on here Michael.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
So are you denying that the debts are yours Michael? This site really is all about dealing with your debts,not avoiding paying them. Have you spoken to anyone about an IVA,as once the ball is rolling on that it easier to deal with bailiffs etc.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
This forum is about trying to.pay back as much as possible to our creditors, not try and get out of paying them anything.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
But its your debt Michael? You wont I am afraid find much support on here for avoiding your debt,but if you want info on an IVA or other ways to deal with your debts thats what we are here for.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
