Andy's Book

[james.c]

i agree and after all the hard work andy as done he deserves the money and hope everyone who can afford it buys it, but them that cant but would like to read it, i hope my suggestion helps. I am sure Andy would like that as well.

[Kazzy E]

Yeah thats a really lovely idea James as I am sure not everyone can afford to buy it. Have you enjoyed the book? Kazzy x

[james.c]

i have really enjoyed it because, its been written by some one who as been in IVA, usually this type of thing is written by an expert, but not some one who as ACTUALLY been through it, and that is also why i like Andy's adivce

[indebtforever]

yes i have a lot of time for andy and read all his advice and will read his book but he managed to get out early with a f+f[:D]the ones who get to that magic 60 months are the stayers i respect the most because it is one hell of a slog[xx(]

[kallis3]

I think it's great if you can do an f&f, that takes a lot of sorting out as well, trying to get the money together.

I will be one of the five year lot, plodding on month after month without any hope of extra money.

God.........don't I sound depressed! I'm not really, honest![:D]

[freelili]

Andy deserve a lot of respect even though he had an early settlement. He was crippled in his IVA, it wasnt particularly realistic, given that he could barely afford his kids school bus fare. Andy was one of the first people to understand and support me when I first came here and has continued to campaign for people in debt. I feel a lot of what he has acheived has not only helped people in debt but has also helped to ensure IVA's are not leading to more misery by squeezing people into severe poverty. Only those that are realistic will survive for the full five years, as tough as it is.

[Lisa2009]

My book still hasnt arrived.

Just looked and it hasnt even been sent yet.