Hi....my husband and I are doing our 4th annual review with Payplan. My husband is self employed and his earnings have been pretty stable the whole way through our IVA going plus or minus 1k each year. Due to the covid grants he earned an extra 4k last year which has been included in his self assessment and we will obviously pay tax on. I'm worried that the IVA amount is going to go up by too much each month.... has anyone else been in this situation and is there any way of negotiating the amount is goes up by due to these extenuating circumstances as there's no way he will earn that amount this year.
