I think they should still do the review on the anniversary - could be wrong though!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
My IP has already told me what to start collecting for my review (in 8 months!): years wage slips, three months bank statements, latest Tax credits award and any evidence of increased expenditure.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Our expenditure went up this year with petrol and VAT increases but I didn't have to provide any evidence at all.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Probably. Just thankful that we've not had to increase anything other than basic necessities.
Dread the day that a major appliance goes wrong!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Up until our last review which was for year 5 we had never provided bank statements but they asked for them - not sure why but no problem as its not as if we can hide any money! I am with Jan though mine is slowing down now as we head towards the end....
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I probably didnt make it clear when I said we had to provide everything, its not our iva payments we hope will reduce necessairiliy its what we hope we can claim for in the overtime we do. They allowed us to keep 100% of some overtime to fund a new window and some other essentials last year. Never asked for a reduction in our payments though!!
