I just couldn't bully people into making payments - I saw the Channel 4 documentary last year and there is no way I could work for those firms.
I would most definitely go on the dole!!!!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I enjoy seeing nothing arrive by post now...i only get a montly statemen from Very with a default letter now but had nothing from anyone else - till this morning.
Letter from Clydesdale Bank who I had a mastercard with, saying that as I haven't paid off the outstanding arrears amounts they now require full payment and will be either taking legal action or sending it onto a debt collection agency...emmmm.Good Luck trying!! I've been in my IVA since April and they accepted the proposal at the creditor meeting! Numpties!
Susie
x
IVA Accepted 31st March 2011.
IVA Ends 31st March 2016.
We've only ever had letters from Max recovery telling us they've taken over the debt and I think we had one statement last year and that's been it.
Once in the IVA they're not worth the paper they're written on!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Ours is mostly junk now which just gets put straight in the recycling!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It was definitely Mercers for me. HSBC ran a close second, kept trying to get me to do a 'managed loan' just to pay them off!!!!! Even sent the papers out and then phoned to say we hadn't signed and sent them back!!!
The second word was 'off'!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
kallis3 wrote:
It was definitely Mercers for me. HSBC ran a close second, kept trying to get me to do a 'managed loan' just to pay them off!!!!! Even sent the papers out and then phoned to say we hadn't signed and sent them back!!!
The second word was 'off'!!
Smirn .... ???
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi im in the same situation my meeting is on the 27th but Barcleys ring my home 3 to 5 times a day but i just ignore them now but i dont hear anything from lloyds. Just bare with it and once your meeting is here hopefully thr harassment will stop. Roll on 27th for me i cant wait to get it sorted now
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
.Hi guys thanks for the surport i really hope it gets accepted as im not sure what i will do if it fails with a wife and 2 kids to look after plus we have another baby on the way . What would be the worse case cenario if it fails ?
. What would be the worse case cenario if it fails ?