Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It's already starting to change. Banks are advertising credit cards and loans again which is an indication they want to open up this side of their business. And when they all want the same business they'll compete for it e.g looser lending criteria, low rate loans and 0% credit cards.
It will change, there is no doubt about that but I don't think mortgage lending criteria will be changine much for a while yet.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk