Any feedback about Ramsey Lomax please ?

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andaz35

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Post by andaz35 » Mon May 21, 2012 2:24 pm
after all the feed back about if an iva is better than a debt managment plan for me i have been in contact with a company called ramsey lomax , has any one had dealings with the named company dealing with their iva?
 
 

Niobe

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Post by Niobe » Mon May 21, 2012 2:50 pm
I've never heard of them Andaz.

If you're not totally sure then visit www.iva.com for a list of companies and reviews and give one or two more a ring for some free advice.

Make sure you are happy about the company you use.
 
 

Kelly O

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Post by Kelly O » Mon May 21, 2012 2:50 pm
Hi andaz35

Are this company passing your on for an IVA with a firm of IP's?

Speak with a few companies before you make any decisions - have a look at the IP reviews on www.iva.com
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
 
 

Tina Shortland

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Post by Tina Shortland » Mon May 21, 2012 5:42 pm
Hi Andaz35 - it is always recommended tospeak to 2 or 3 companies so you can compare how each company operates both in dealing with you and in proposing an IVA. As you will see from other posts on here it is also important to consider what sort of track record an IP has and how they will look after you once you are in your IVA.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

Shining

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Post by Shining » Tue May 22, 2012 5:13 am
I agree with talking to 2 or 3 companies. Make sure you're 100% comfortable before proceedin with a chosen IP. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

FormerlyST1100

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Post by FormerlyST1100 » Tue May 22, 2012 9:43 am
The company is run as a Sole Trader company and according to the OFT the owners Consumer Credit Licence expired on the 2nd March 2012.
 
 

Niobe

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Post by Niobe » Tue May 22, 2012 9:55 am
Possibly better to look to other companies in that case.
 
 

Rich

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Post by Rich » Tue May 22, 2012 11:40 am
I agree with Harpic Ive never heard of them.

have a look at 2 or 3 companies before you proceed,
best of wishes R
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look.
http://rich.blogs.iva.co.uk/
 
 

Niobe

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Post by Niobe » Tue May 22, 2012 11:46 am
They are also under a debt advice company called Debt helpers with the same CCL number.
 
 

MelanieGiles

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Post by MelanieGiles » Tue May 22, 2012 11:44 pm
If the licence has expired they are no longer in a positiom to offer you any form of debt counselling or advice. Are they are firm of IPs or merely a firm that refers cases on to an insolvency practitioner?
Regards, Melanie Giles, Insolvency Practitioner
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