Any news DebtMountain??

46 posts Page 3 of 4
 
 

tori

User avatar
Posts: 1474
Joined: Fri Jun 20, 2008 3:36 pm
Location: United Kingdom

Post by tori » Thu Nov 13, 2008 7:05 pm
[:D][:D]Hooraay!!! That's fantastic news DM[:D]You must be over the moon.I'm so pleased for you both.Now you can stop worrying and relax and look forward to an extra special christmas!! Bring on the celebrations[:D]!! xxxx
please visit my blog http://tori.blogs.iva.co.uk/ a second chance..
 
 

moretolife

User avatar
Posts: 1390
Joined: Thu Jul 10, 2008 12:02 pm
Location: United Kingdom

Post by moretolife » Thu Nov 13, 2008 7:22 pm
wow...thats fantastic...congrats to you.....

so as your signature says..."the higher you climb the clearer the view."...

right now you must have an incredible view of a debt free life on the horizon
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy

Visit my blog...Journey from Debt to Life Post IVA
http://moretolife.blogs.iva.co.uk
 
 

Skippy

User avatar
Posts: 20720
Joined: Sat Oct 21, 2006 6:08 pm
Location: United Kingdom

Post by Skippy » Thu Nov 13, 2008 7:24 pm
Excellent news DM, I'm really pleased for you xxx
 
 

debtmountain

User avatar
Posts: 2325
Joined: Sat Jul 12, 2008 11:19 am
Location: United Kingdom

Post by debtmountain » Thu Nov 13, 2008 10:27 pm
[:D]..Thanks Viki,Tori,MTL and Skip..and everyone ..What a Night!!!..Just enjoyed a couple of Glasses of Wine[:p] to Celebrate...We were thinking earlier that this time,3 years ago, were the start of our Debt problems ,I was seriously ill in Hospital and since then, a lot of things have happened, none of them good...This is the Best News we've had in a very long time and we are sooo grateful for this opportunity to pay back our debts as much as we can without the hassle of all the calls and letters...Last call was a few days ago when mercers threatened that they were sending a Debt Collector round but since then,nothing... and no phonecalls...Yippeee[:D]

MTL...you're right, we do now have an incredible view of a Debt free life on the Horizon..

xx
IVA accepted 13/11/2008..17 payments down,55 to go..
 
 

tori

User avatar
Posts: 1474
Joined: Fri Jun 20, 2008 3:36 pm
Location: United Kingdom

Post by tori » Fri Nov 14, 2008 1:57 pm
Hope you enjoyed the wine Dm!! It really is a fantastic feeling knowing that finally after all the months/years of struggling and worrying,that things are actually going to be so much better[:D]...And now when you get those lovely creditor calls you can tell them your good news[:D][;)]Anyway, enjoy your first day on the road to being debt free!! Take care.xx
please visit my blog http://tori.blogs.iva.co.uk/ a second chance..
 
 

debtmountain

User avatar
Posts: 2325
Joined: Sat Jul 12, 2008 11:19 am
Location: United Kingdom

Post by debtmountain » Fri Nov 14, 2008 4:59 pm
Ah!!!Thanks Tori[:)]...you're right,it's a great feeling knowing that you can get on with your lives again[:D]..For the past 6 months, it's felt like its been on hold with all that guilt and worry, not knowing what was going to happen ..We know things will be hard at times but we are prepared for that, just sooo grateful that in 6 years time, we can start again with NO Debts to worry about...Anyway, hope you and your OH are ok too,.did your OH get any luck with the Interview last week for the Computer Course?..I hope so!!!...Take Care.

xx
IVA accepted 13/11/2008..17 payments down,55 to go..
 
 

tori

User avatar
Posts: 1474
Joined: Fri Jun 20, 2008 3:36 pm
Location: United Kingdom

Post by tori » Fri Nov 14, 2008 8:09 pm
[:D]Well Dm,you can at long last put all the stress & worry behind you & look forward to making a fresh start[:D]And there will be times when things get a bit tight,but we'll get there in the end!!...OH is still waiting to hear if he's qualified for the funding he needs to start the course,so fingers crossed he gets it then he'll be able to start in january[:D]...In the meantime though he's making a very good house husband[;)][:D]xx
please visit my blog http://tori.blogs.iva.co.uk/ a second chance..
 
 

angela18

User avatar
Posts: 2668
Joined: Wed Feb 06, 2008 6:04 pm
Location: United Kingdom

Post by angela18 » Fri Nov 14, 2008 8:30 pm
well done.. enjoy the future xx
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

debtmountain

User avatar
Posts: 2325
Joined: Sat Jul 12, 2008 11:19 am
Location: United Kingdom

Post by debtmountain » Sat Nov 15, 2008 8:08 am
Ahh!!!..Thanks for that Angela[:)]xx

Hi Tori[:)]..will keep my fingers crossed for your OH, will be fab if he gets the funding[:)]...Glad to hear that he's making a good house husband meantime, good plan!![;)]...you'll get used to that and won't want it to end[:D]...Have a Good Weekend..xx
IVA accepted 13/11/2008..17 payments down,55 to go..
 
 

Wizzzard

User avatar
Posts: 1595
Joined: Mon Oct 13, 2008 5:34 pm
Location: United Kingdom

Post by Wizzzard » Sat Nov 15, 2008 8:39 am
WOW DM what truly great news ... but it almost sneaked under me radar. I really am chuffed for you, and its come just in time for Christmas ... what a great prezzy. Enjoy your weekend xxx
The best psychological health comes from admitting your faults and recognizing they're caused by someone else.
Wizzzard xxx
 
 

kallis3

User avatar
Forum Expert
Posts: 77177
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Sat Nov 15, 2008 1:06 pm
It'll be wonderful to have a Christmas without worrying about the bills popping through the door afterwards. This time last year that was the only thing on my mind - and how I was going to be able to afford everything with my cards being maxed out.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

debtmountain

User avatar
Posts: 2325
Joined: Sat Jul 12, 2008 11:19 am
Location: United Kingdom

Post by debtmountain » Sat Nov 15, 2008 1:43 pm
Awww!!! Thanks Ray[:D]...early chrimbo prezzy for us both, we're thrilled[:)]xx


Jan,...It will be wonderful this Christmas not having any credit card Bills and buying everything with cash from now on[:)]..We were the same last year, cards up to the max and we didn't enjoy using them either...This year will be so much more enjoyable...You've just reminded me actually Jan that we still have all our Credit Cards[:0] so guess what I'm doing this afternoon..I'd put them away when we stopped using them and meant to cut them up ages ago and forgotten all about them so thanks for that....Have a Lovely Evening at the FF Party.[:D]

xx
IVA accepted 13/11/2008..17 payments down,55 to go..
 
 

kallis3

User avatar
Forum Expert
Posts: 77177
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Sat Nov 15, 2008 1:56 pm
Have a great time cutting them up DM!

This is my first Christmas without credit. I had some Sainsburys voucers from a survey site I use, plus my normal nectar points and I have managed to get quality crackers (half price!), and clothing presents for step grandaughters, and two of Dave's great nephews. I think in all it cost me about a fiver just to top up the vouchers.

Bargain!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

debtmountain

User avatar
Posts: 2325
Joined: Sat Jul 12, 2008 11:19 am
Location: United Kingdom

Post by debtmountain » Sat Nov 15, 2008 3:02 pm
That's great Jan[:)]...I have a Nectar Card and have about £26 on it so it does help..Also have a Boots Card with about £12 on it but usually get some of the 3 for 2 gifts in there so will accumulate a bit more shortly....I looked into the survey sites not so long ago and might try that as well...every little helps as they say..xx
IVA accepted 13/11/2008..17 payments down,55 to go..
 
 

kallis3

User avatar
Forum Expert
Posts: 77177
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Sat Nov 15, 2008 3:39 pm
I do loads of surveys, and although it's a pain sometimes when you get loads to do, it's great accumulating the rewards and they do come in handy.

If you want me to email any links to you, I can. Make sure you add me to your Frugal Friends, as I shall do to you, and I can send them to you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
46 posts Page 3 of 4
Return to “friends corner”