any way i can repair my credit rating???

3 posts Page 1 of 1
Post Reply
 
 

preeti.p

User avatar
Posts: 1
Joined: Fri Jun 27, 2008 2:37 pm
Location:
Post by preeti.p » Fri Jun 27, 2008 2:38 pm
Quote
hi there
i have completed my IVa and recieved the certificate of satisfaction, i have tried to obtain a credit card to repair my credit rating but i was only successful with a loan
is there any way i can repair my credit rating???
regards Preeti
Top
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Post by luluj » Fri Jun 27, 2008 2:45 pm
Quote
Afraid not - six years from the date of your IVA starting should see everything drop off your credit rating ........mind you after everything we have been through the last thing I am bothered about is getting credit again!
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
Top
 
 

blackczerny

User avatar
Posts: 52
Joined: Sat May 17, 2008 3:35 pm
Location:
Post by blackczerny » Fri Jun 27, 2008 3:43 pm
Quote
I think - though don't know - that there could be some merit in adding a note to your credit file (contact the credit reference agencies to do this) to say that you've successfully completed your IVA, you've learnt your lesson and are now solvent, etcetc....yes, you will have a harder time getting credit after being in an IVA, but if you survived your IVA without having a credit card, why would you want to have one again?

BC
Top
Post Reply
3 posts Page 1 of 1
Return to “postings for june”