Hi is anyone out there currently serving in the forces that has experience with Defence Vetting? regarding DMP or IVA? My husband is cuurently in a DMP and cannot go for an IVA as we do not fufill Northern Rocks new criteria (which appears to change minute by minute). But he is up for renewal of his vetting and we're worried about the amount of debt and no real signs of getting out of it. Any advice would be great!
Melanie Giles is ex forces and may know something about it. I'm sure she will be along to post later.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I was Developed Vetted when I was in the Army, and can tell you that it should only affect him if he is doing certain jobs. Due to the sensitive nature of this type of thing, I would rather not post any more details on a public forum. Happy to chat to him or you off-line if you feel that might be worthwhile.
Can you tell me a little more about your Northern Rock debt, and why you have been told that you do not fit NR "criteria". I put a lot of IVAs in front of this creditor and rarely experience problems.
NR have changed dramatically their criteria in recent weeks (as I have posted on other threads on this forum) so it is best to seek out a practitioner who has the wherewithal to give you the appropriate advice for free. Visit www.iva.com and select one or two to have a chat and hopefully decide on one who you feel comfortable with. Good luck.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.