Anything I need to do once I have made last payment ?

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lorraine79

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Post by lorraine79 » Fri Nov 25, 2011 8:06 pm
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my last iva payment is due next week. is there anything i need to do once i have made last payment.

cant wait is been a long 5 years.

thanks
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Broke of London

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Post by Broke of London » Fri Nov 25, 2011 8:09 pm
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Congratulations!!! I'm not in that lovely position yet but give your advisor a call to check you can cancel your payments and then celebrate! There may be a final review but it should be a formality x
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lorraine79

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Post by lorraine79 » Fri Nov 25, 2011 8:16 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Broke of London

Congratulations!!! I'm not in that lovely position yet but give your advisor a call to check you can cancel your payments and then celebrate! There may be a final review but it should be a formality x
thanks ive just had my final review, got a letter this morning to say everything is up to date .
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kazzafunk

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Post by kazzafunk » Fri Nov 25, 2011 8:17 pm
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Congrats Lorraine! I can only imagine what that feels like!!
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
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Broke of London

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Post by Broke of London » Fri Nov 25, 2011 8:24 pm
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Amazing!! Just check you can stop making payments and find out if there are any other bits of admin and then you are home free!!! x
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lorraine79

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Post by lorraine79 » Fri Nov 25, 2011 8:30 pm
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just wondering if i need to contact my creditors to inform them of completion or if is done automatically. x
Last edited by lorraine79 on Fri Nov 25, 2011 8:31 pm, edited 1 time in total.
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kazzafunk

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Post by kazzafunk » Fri Nov 25, 2011 8:37 pm
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It's done by your IP Lorraine.
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
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kallis3

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Post by kallis3 » Fri Nov 25, 2011 8:41 pm
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Congratulations from me as well. Once you get that completion letter you can start tidying up your credit files.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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janez

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Post by janez » Fri Nov 25, 2011 9:35 pm
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congrats to you,well done, wish it was me!!!!!
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webspark

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Post by webspark » Sat Nov 26, 2011 4:07 am
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Woohoo Lorraine [:)], Congratulations !!

You've nearly reached the end and come out the other side debt free !!

Have a wonderful future and a GREAT big treat (LOL) when you receive your notice of completion letter.

Take care.
All the best,

Regards Daz (webspark)
[:D]

Completion Certificate Received 2nd October 13. [:)]
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luluj

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Post by luluj » Sat Nov 26, 2011 7:07 am
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wait for your completion certificate and then consider sending copies to each of your creditors and the credit agencies so that any defaults put on your records AFTER the IVA started can be removed, and your files marked as satisfied.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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kallis3

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Post by kallis3 » Sat Nov 26, 2011 7:12 am
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You'll need to check all three agencies, Experian, Equifax and Call Credit.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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lorraine79

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Post by lorraine79 » Sun Nov 27, 2011 8:40 pm
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thanks everybody for all the advice.and thanks to Grant Thornton for seeing me through to the end of my iva.
Lorraine
x
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KAYKAY

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Post by KAYKAY » Mon Nov 28, 2011 7:31 am
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Congratulations..... and what a time to be free from debt and IVA payments. Hope you have a wonderful Christmas, knowing that the new year will also bring a debt free fresh start. This is our first Christmas out of our IVA, and it is such a wonderful feeling knowing that we can buy gifts this year without panicking. It's amazing how you consider every purchase though, and sometimes resent having to pay out the money.... lessons learned definately.
IVA Completed August 2011
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Ivaniva

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Post by Ivaniva » Mon Nov 28, 2011 7:34 am
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Congratulations.
My last payment goes out on Thursday and I just can't stop smiling.
After five long years it's a great feeling.
Final payment made Dec 2011.
Certificate of Completion arrived 26th Sept 2012
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