Ladies and gentlemen
You offer extremely helpful advice on this forum, both of a technical nature when you know the answer, and a much needed emotional and supportive nature when you perhaps do not know the answer (and are not afraid to admit you don't!).
The forum could not operate without your worthwhile input, and whilst we may not please everyone we do succeed in the majority of cases. Keep up those postings - they are much appreciated by all forum members, those who are active posters, but especially those who are silent observers.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
For further details contact me at
http://www.melaniegiles.com and view my IVA blog at:
http://melaniegiles.blogs.iva.co.uk