Apologies ... again....

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Foggy

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Post by Foggy » Fri Dec 14, 2012 5:04 pm
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Reading over my recent posts, I have been on a bit of a rant of late, and I apologise [:I]

I used to be quite upbeat about the whole process, but, of late, the constant goal post moving and the way the larger firms are treating their clients with total disregard has taken it's toll.

I am still an avid supporter of IVA's in general, but am disenchanted with many firms ( with a couple of noteable exceptions ) and this is colouring my responses.

I shall try harder to be more positive [B)]
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Niobe

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Post by Niobe » Fri Dec 14, 2012 5:06 pm
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I hadn't noticed anything untoward.
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Foggy

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Post by Foggy » Fri Dec 14, 2012 5:09 pm
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lol -- Niobe .... are you saying I am ALWAYS a grumpy old git :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Niobe

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Post by Niobe » Fri Dec 14, 2012 5:13 pm
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[:D] As if!!
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lukeofyorkshire

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Post by lukeofyorkshire » Fri Dec 14, 2012 5:39 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Niobe

I hadn't noticed anything untoward.
I just wet myself reading that and envisioning Foggy's reply [:D]

We all have our ups and downs, it's part of life and is why the forum is here so we can vent [:)]
1st payment Oct 2008, last payment Dec 2013. Certificate received March 2015 due to PPI claim.
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Shining

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Post by Shining » Fri Dec 14, 2012 6:20 pm
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Foggy it's an open forum and we're all entitled to our opinions. I am usually tolerant of things but this whole PPI thing can get to me at times and I just have to walk away sometimes.

your posts are always valued on the forum and I'm sure lots will agree with that.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Julie

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Post by Julie » Fri Dec 14, 2012 7:38 pm
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I totally agree with Lesley and there is no apology required Foggy. Just keep posting and being you - not the grumpy old git [:D]
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luluj

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Post by luluj » Fri Dec 14, 2012 10:37 pm
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Foggy keep going ...nowt wrong with a good old conversation !!
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Pandy

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Post by Pandy » Sat Dec 15, 2012 3:03 pm
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I hadn't noticed you being grumpier than usual. [:o)]
Last edited by Pandy on Sat Dec 15, 2012 3:03 pm, edited 1 time in total.
If life is what you make it, I must have been in a strange mood when I made mine
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Foggy

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Post by Foggy » Sat Dec 15, 2012 3:08 pm
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[:p]
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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