Applied to refinance car - any chance??

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nicola715

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Post by nicola715 » Tue Nov 15, 2022 12:51 pm
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Car finance is up. I think its pcp and we 3 years into an iva. Have just applied to refinance the balloon payment. Never missed a payment to the company but yeh i think il be shocked if we are approved.

Has anyone any experience in this? 48 hour wait. How il sleep i duno. We absolutely need our car
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Breezy

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Post by Breezy » Tue Nov 15, 2022 1:01 pm
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There have been one or two instances posted up where PCP has been refinanced --- from memory one was Black Horse.
Good luck.
I am not qualified to give advice and can only state my opinions, based on my IVA experiences.
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nicola715

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Post by nicola715 » Tue Nov 15, 2022 1:13 pm
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Thanks - will let u know! This is alphera
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nicola715

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Post by nicola715 » Tue Nov 15, 2022 6:38 pm
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They use credit kudos so we had to supply authority for them. Any idea if that is a bad or good thing?
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