Approved

[Lisa594]

Hi all

Finally I can sleep at night, had meeting today, all approved 45p/£ full and final settlement. Some standard mods but don't know what yet as was on phone to IP got another call to take my dd to hospital so still don't know.

Wish we'd offered less know as they all accepted 45p/£ should have held out for less, I wish!!!!!!

Thanks to everyone for their advice in the past and good luck to everyone waiting for thier meetings.

Lisa[:D]

[MelanieGiles]

Lisa you should be proud that you put your best foot forward and offered them a practical solution that you can afford to pay. Thoughts of getting away with less are probably not appropriate, and would probably not have worked.

Good luck with the IVA in the future.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

[Lisa594]

Me again

Just wondered when the calls will stop, have had 4 this evening already from the same company, do they not talk to each other???? how long will it be before I will be left in peace?

Lisa

[MelanieGiles]

It should all settle down over the next few weeks. Give the creditors time - they have not even recieved the Chairman's report yet!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

[Adam Davies]

Hi
Well done Lisa
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[iva experts]

Congratulations Lisa, you can now start your life again debt free [:D]

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/

[Skippy]

Well done Lisa x

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[lily]

Well done lisa

lily

[tracy.h]

Good luck for a debt free future

Tracy

[sonyse2t5]

L,
These days the creditors are upping their pence per pound dividend. I share your sentiment about offering less. 5 yrs can be a long time with dependents etc.

Everyone's I/E budget is different but the acccepted dividend never seems to reflect that.
I guess it will get up to 50p in the not so distant future.

There was a time when even HSBC accepted 37p pence to the pound.

[mikebdomain]

Congratulations Lisa

FREE ADVICE IS THE BEST ADVICE

LEYBRIDGE LIMITED
Mortgage Broker
Specialising in adverse credit.

Firm FSA No:313790
Personal FSA No:MJB01557

see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf

[aguise]

Great news Lisa.

All the best

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

[Lisa594]

Thanks for your support. Finally got to speak to Wilson Phillips about mods, usual standard ones which won't apply to us as we are going to complete with a year.

Turns out WP had to reduce their fee so creditors get 53p/£ Apparently all IP's have had to reduce fees.

Good luck to everyone waiting for their meetings.

Lisa