I've been away from the forum for a little while. After being ill for some time, I thought it was down to the stress of the debt situation so i took a bit of time away the forums to clear my head instead of obsessivly reading every post trying to work out what my own outcome would be, but the illness turned out to be something unrelated.
Congratultions to harrysmummy, UnionCityGirl, debt tired and Charlygirl. - I know you guys were going through the process at a similar time to me
A huge success here too, and apologies for taking so long to report back.
My IVA got accepted.
I truly believe that this wouldn't be the case if I hadn't found this forum.
My situation was pretty complicated, Self employed, my accounts were a mess, my year end is at an odd time which throws an extra level of confusion to the mess I was already in.
Vincent Bond were great when I first spoke to them at the end of last year.
I now realise how important it is, if you are self employed, you really need an IP that knows what they are doing in this area. - It's a lot more complicated than doing an IVA if you have a regular income.
I'm so glad I went with Melanie Giles and her team. - They have been so patient and helpful in putting together everything that was needed. They really know their stuff. A truly lovely bunch of people, and they make a nice coffee too
From the great depths of despair we were in at the end of last year, we have now got our lives back. There's gas and electric on the meters, and we've even got food in the fridge.
Thank You IVA.co.uk, Thank you Vincent Bond, Indra & Tracey, and Thank you Melanie Giles, Marc, and Amie. I'll be forever grateful to you all.
xx
