are these letters genuine?

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mikebdomain

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Post by mikebdomain » Thu Oct 18, 2007 3:13 pm
I hope this Sunday financial supplement that you are working with, are going to take an unbiased, factually based view on the article, rather than a scare mongering, industry damaging propaganda style write up that does no one any favours. Least of all the people that are being serviced by this industry.

Your website is quiet misleading in its layout, and breaking a few copyright laws. IF you are a genuine collective, why the deception?

(sorry for the double post - wanted to make my point on both threads)

FREE ADVICE IS THE BEST ADVICE

LEYBRIDGE LIMITED
Mortgage Broker

Specialising in adverse credit.

see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf
LEYBRIDGE LIMITED
Mortgage Broker & Mortgage packager

Directly Authorised Firm FSA No:313790
CeMAP 1,2 & 3 qualified
F.P.C 1,2 & 3 qualified
Financial Planning Certificate
Certificate in Regulated Customer Care
 
 

Andrew Graveson

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Post by Andrew Graveson » Thu Oct 18, 2007 3:26 pm
I love this disclaimer.....

http://www.ivacouncil.org.uk/disclaimer.htm

The IVA Council is going to hold to account individuals who have provided poor advice but takes no responsibility for it's own. In fact they suggest contacting an IP!

Business opportunity here for someone to set up The IVA Council Council to hold IVA Councils to account!



Andrew Graveson
Independent Mortgage Broker & MD Bright Oak Debt Management
andrew@brightoak.co.uk
www.brightoak.co.uk
Andrew Graveson
Bright Oak Ltd
UK Debt Management Company
Website: www.brightoak.co.uk
 
 

ray_a

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Post by ray_a » Thu Oct 18, 2007 4:49 pm
They haven't replied to my earlier post!

Interesting!
 
 

Max Hamlet

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Post by Max Hamlet » Thu Oct 18, 2007 7:11 pm
IVA Council



1. People who offer debt advice in this country are required to hold a consumer credit licence.



2. People who clone websites should do so only with the permission of the copyright holder. I don't think the colour change and the removal of the Official Receiver offices map that happened on Friday, really sets you apart from the Insolvency Service's site, do you? Why was that ever on there?



3. You cannot guarantee - as I know you have claimed - to have people discharged from bankruptcy within 6 months, this would be case-dependant and reliant on the Official Receiver dealing with the case as well as agreement from creditors.



4. If you refer to passing information only to 'other government departments' you should be a government department yourself.



5. The Department of Trade and Industry is now the Department for Business Enterprise and Regulatory Reform and has been since before you popped up, quite how you ended up using a DTI logo is a mystery.



Apart from these points - and a host of incorrect information on your site - I'm sure that you're honest and upstanding charity workers. Some IPs may be sharks but are the rats that feed off vulnerable shark victims any better, or are you in fact even worse?
Last edited by Max Hamlet on Thu Oct 18, 2007 7:17 pm, edited 1 time in total.
 
 

Adam Davies

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Post by Adam Davies » Thu Oct 18, 2007 8:11 pm
Hi
Good post Max Hamlet
regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
 
 

i.c

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Post by i.c » Fri Oct 19, 2007 10:53 am
Sorry we didn't post on here again earlier. We were busy battling on other forums.

We are not going to give too much away as we don’t know who is asking the questions. However here are a few facts about us.
We DONT CHARGE FEES! IF we feel that (like us) someone has been mis-sold an IVA we will put them in touch with a licensed debt adjuster to help. These people have agreed that no matter what the circumstances they will NEVER charge someone more than the equivalent of 3 months IVA payments to sort the situation out. In many cases the cost is less and in some cases nothing at all. Bear in mind that the ‘Sausage machine factories have piled people into IVAs that would have been far better suited to Bankruptcy.
We may have been wrong to ‘advise’ people to stop paying their IPs until it’s clear that they have been mis-sold. This has been rectified and all further correspondence will read differently. We are a made up of a group of victims that are incensed by some of the greedy actions of IPs We are not insolvency practitioners.
We will not stop giving people a voice and a platform to seek redress. As for ‘class action’, we have a plan, it’s being put together now and as these forums are read by people that either don’t agree or understand what we are about.
It is time that the whole country was aware of the blatant and mass mis-selling scandal that has passed through the UK like an epidemic. If these companies succeed in closing us down (which they wont!) we will be up the next day under a different name, website and just carry on regardless.
If they have done nothing wrong then why are they so worried? (may be a guilty conscience?)
We have asked some of the people we have helped so far for their thoughts and no doubt they will start appearing g on the web soon.
The louder the IVA factories shout, the more attention they are drawing to the whole situation. GOOD! Let’s let them hang themselves.
The internet is a big place and whatever lies, miss information and accusations they make up about us, all they are really doing is putting doubt in people’s minds. Eventually people will realise that they HAVE been mis sold. If you owe money to your creditors HOW is it in you or your creditors best interest to pay £7500-£10k or more to an IP? Whatever mud they sling at us is just a smoke screen to hide that fact.
If you are an ethical IP and you are giving genuine advice and recommend an IVA to someone for whom it gives genuine benefit then carry on we are not after you. We are after the mass call centre IVA factories staffed by commission based salesmen and not insolvency practitioners with IPs who have been bought and paid for.
That our position and we WILL NOT BE SILENCED.
As to the question asked how qualified are we? We have all been ripped off by people with insolvency qualifications so we regard the ownership of an IP licence as no qualification at all!
Again, if you agree with us and not the REAL scammers visit www.ivacouncil.org.uk
 
 

Skippy

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Post by Skippy » Fri Oct 19, 2007 10:57 am
Errr this is the same as yesterday's post...

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/
 
 

mikebdomain

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Post by mikebdomain » Fri Oct 19, 2007 10:58 am
Admin, Is there any chance this rubbish can be removed? They are getting free publicity and are not answering reasonable questions.

FREE ADVICE IS THE BEST ADVICE

LEYBRIDGE LIMITED
Mortgage Broker

Specialising in adverse credit.

Firm FSA No:313790
Personal FSA No:MJB01557

see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf
LEYBRIDGE LIMITED
Mortgage Broker & Mortgage packager

Directly Authorised Firm FSA No:313790
CeMAP 1,2 & 3 qualified
F.P.C 1,2 & 3 qualified
Financial Planning Certificate
Certificate in Regulated Customer Care
 
 

coco

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Post by coco » Fri Oct 19, 2007 11:17 am
I agree get em off, people come onto this forum looking for help they are usally desperate, scared and vulnerable, and if you are having an organisation using scare tatics is can be very daunting. I have been a memeber for nearly a year now and never once has any of the forum experts (IP's) ever told me what i should or shouldn't do regarding an IVA or BR they have offered their opinions only and have never encourage any individual to enter an IVA or BR they have never offered advice to benifit themselves. IVA council if you have formed a group with a sole aim to helping others then i see no reason as why you would not answer questions, let say i get in touch as someone who believed that i had been misold an IVA what would you answer be to me it is a simple question one that should be straight forward for you to answer, if you are legitimate
orginisation then you would not be so deffensive or aggressive in your postings on this forum and others. My opinion is that it is you is trying rip people off not the IP's (another ambulance chaser)go away

view my blog http://coco.blogs.iva.co.uk
Last edited by coco on Fri Oct 19, 2007 11:45 am, edited 1 time in total.
We are made wise not by the recollection of our past, but by the responsibility for our future.
 
 

Lisa2009

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Post by Lisa2009 » Fri Oct 19, 2007 11:25 am
Agreed, if it's legitimate lets see the geniune queries answered without the aggressive defense.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
 
 

mikebdomain

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Post by mikebdomain » Fri Oct 19, 2007 11:52 am
I have been contacted by the office of fair trading after my report to them yesterday and they ask that complaints about this organisation are emailed to enquiries@oft.gsi.gov.uk

FREE ADVICE IS THE BEST ADVICE

LEYBRIDGE LIMITED
Mortgage Broker

Specialising in adverse credit.

Firm FSA No:313790
Personal FSA No:MJB01557

see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf
LEYBRIDGE LIMITED
Mortgage Broker & Mortgage packager

Directly Authorised Firm FSA No:313790
CeMAP 1,2 & 3 qualified
F.P.C 1,2 & 3 qualified
Financial Planning Certificate
Certificate in Regulated Customer Care
 
 

admin

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Post by admin » Fri Oct 19, 2007 11:57 am
Due to the DTI/BERR considering legal action against the IVA Council for unauthorised use of a government logo we have suspended their forum membership until this is resolved.

We are not taking a view on whether the actions of the IVA Council are good or bad. We do believe there has been mis selling of IVAs in the past but we also believe that this has largely been eradicated due to forums such as this.

Anyone who feels that they have been missold an IVA should contact an official body. Perhaps Melanie could suggest the appropriate tel number?
Admin

Posting Guidelines:
Industry Experts
-Must have appropriate licenses
-Advice is transparent and clear
-No solicitation (web link in signature is ok)

Forum Experts
-Give advice based on personal experience
-Are impartial and transparent
 
 

Max Hamlet

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Post by Max Hamlet » Fri Oct 19, 2007 3:18 pm
There's a new unpopular kid in town, this time they're called Alternative Credit Solutions Ltd (reg no: 6350499) and, like The IVA Council they're recommending people default on their IVAs, no website this time but no obvious consumer credit license either.

As before, stay well clear.
 
 

MelanieGiles

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Post by MelanieGiles » Fri Oct 19, 2007 9:26 pm
The Financial Ombusman ought to be the first point of call for any complaints.

I am attaching details of their website.

http://www.financial-ombudsman.org.uk/

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Regards, Melanie Giles, Insolvency Practitioner
 
 

J_Jones

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Post by J_Jones » Mon Oct 22, 2007 1:57 am
Name & Shame

The brains behind this scam is : Sean Mason

The site is hosted at www.fasthosts.co.uk they should bring the site down under the acceptable use policy.

Send your complaints to : misuse@fasthosts.co.uk (Make sure you state the rip off of the official web site : http://www.insolvency.gov.uk/)



Domain name:
ivacouncil.org.uk

Registrant:
Sean Mason

Trading as:
The IVA Council

Registrant type:
UK Sole Trader

Registrant's address:
Bristol West House
Post Office Road
Bournemouth
Dorset
BH1 1BL
GB

Registrar:
Fasthosts Internet Ltd [Tag = FASTHOSTS]
URL: http://www.fasthosts.co.uk

Relevant dates:
Registered on: 08-Oct-2007
Renewal date: 08-Oct-2009

Registration status:
Registration request being processed.

Name servers:
ns1.livedns.co.uk
ns2.livedns.co.uk
ns3.livedns.co.uk

WHOIS lookup made at 01:45:15 22-Oct-2007
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