Hello to everyone,
Some of you may know that, like many others, I was given a pretty bad time by Synergie over a period of 6+ months where they took all my monthly payments and in the end the IVA was not workable and rejected. I didn't get a penny back and my creditors were talking about further action etc. When I came to this forum I saw others had similar experiences and with the help of my IP, Melanie Giles and her team I now have a successful IVA, which I can afford and it's down to the professional approach of this lady. Where the original IVA left out many financial details and future decreases (child benefits etc) this was all picked up immediately and Melanie sorted out.
In my first IVA with Synergie, there were 14 modifications - for me to swallow, in my second proposal and subsequent successful submission by Melanie, there were none. The proposal was dealt with in a matter of weeks and creditors date set for today - Fantastic all round! I can't say anymore, apart from thank you very much Melanie and to Sarah. Life can go on now. Don' t any of you give up, I nearly did...but it worked out better than ok.
Regards,
Andrew
