Hi rjm
I would totaly agree with what the others have said,i have consolidated time and again,and thats the main reason i have so much debt.
I no short term it seems a good idea,but for how long?I think what Lily and Dave are saying makes a lot of sense,if you choose to take advise given then thats your perogative,but think of the long term effect more borrowing will have on you,and how you will feel if you cant make payments on this new credit.I know it is hard when there seems no way out of your situation,i really do,thats why im now sorting my own debts out,i would just hate to see you in a worse situation financaily than you are now,why not wait and see if you get this job befor you make any decisions,at least you will no what you can afford,and then if its financaiy viable you can try and sort out a more permenant way of dealing with your excisting creditors,rather than add another creditor to the list,i really hope you will make the right decision and will start to feel better in yourself,remember we are all here to support you good luck and please take care
