Has your house been repossessed? If so, then the loan becomes unsecured and it can be included as far as I am aware.
Hopefully one of the experts will be along to advise further.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Yes back in 2004. However big battle over amount resulted in court case which I won. Attachment earnings order was granted (suspended) which I have been paying for a year. It is just that along with other debts there appears to be no end in sight.
Visit www.iva.com for a list of companies and reviews. Give one or two a ring and you will receive free and impartial advice as to all the options open to you and the best way forward for your circumstances.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
The IVA will stop creditors taking or continuing with legal action against you, so the attachment of earnings creditor can properly be included within an IV proposal.