Bad news :-(

clee123: Posts: 149; Joined: Sat May 07, 2011 4:32 pm; Location: United Kingdom

by clee123 » Tue May 31, 2011 11:17 pm

congtrats u tinker!!

IVA accepted 31.05.11 and 2 reviews DONE!!! Wow,nearly approaching my third. can't believe how time has flown!
December 2015 - made a one off payment and made a settlement of the IVA!! recieved certificate in May. - all completd and now I can get on with my life

Skeef143: Posts: 267; Joined: Mon Apr 04, 2011 2:44 pm; Location: United Kingdom

by Skeef143 » Wed Jun 01, 2011 9:43 am

littlefi wrote:

I wonder if that is normal that they let you know ahead of time?

My people did make it out as if it's generally just a matter of paperwork and the Creditors' Meeting date/time is protocol only. I actually spoke to them 10 days before my meeting about a small thing and I was cryptically told "we haven't had a No so far" ie. someone had voted already! But as I had 3 creditors and two of them accounted for 86% of the debt, so it didn't put my mind at rest any....

Anyhow, Vignal.....congratulations!!! I'm really pleased for you xx

Final payment 1st April 2016.
Completion Certificate received 19th May 2016.

MelanieGiles Industry Expert

Posts: 47612

Joined: Tue Jan 09, 2007 10:42 am

Location:

by MelanieGiles » Thu Jun 02, 2011 1:54 am

That is a brave IP - or perhaps a reckless one - who shares voting positions with their client in advance of the meeting, and gives the impression that the creditors meeting is a non-event. I have experienced all sorts of suprises at creditors meetings, from creditors turning up unexpectedly, to them changing their votes right at the last minute, creating great disappointment for all parties concerned. My policy is say nothing until the meeting is over and the votes cast.

Regards, Melanie Giles, Insolvency Practitioner

luluj Forum Expert: Posts: 11333; Joined: Sun Dec 09, 2007 6:54 am; Location: United Kingdom

by luluj » Thu Jun 02, 2011 5:39 am

well done ....enjoy your iva journey ....keep posting !

Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

Struzzo39: Posts: 1820; Joined: Sun Jan 24, 2010 5:56 pm; Location: United Kingdom

by Struzzo39 » Thu Jun 02, 2011 7:40 am

Congratulations heres to debt freedom x

Steven & Debbie

Vignal: Posts: 90; Joined: Wed Apr 13, 2011 4:58 pm; Location: United Kingdom

by Vignal » Thu Jun 02, 2011 2:07 pm

Thanks again everyone. Just to confirm all of the i's were dotted and t's crossed at the Creditors Meeting so my IVA has now been officially approved and accepted. Can't say how happy I am. I now feel like I have my life back on track and can only go up from here. Obviously the next 5 years aren't going to be easy but I have definitely learned from this experience.

gwdihw: Posts: 92; Joined: Sun Sep 20, 2009 3:10 pm; Location: United Kingdom

by gwdihw » Thu Jun 02, 2011 2:37 pm

Congratulations Vignal. You'll be surprised how quick the time will go. can't believe I've just had my first annual review!

Love the timers- must look into getting one [:D]