baines and Ernst

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sophierose

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Post by sophierose » Fri Jul 31, 2009 4:56 pm
I have just had a phone call from Baines and Ernst stating they could offer a better deal with them, rather than the company we are with at the moment. I told him we are happy with the company we are with, as we have had our IVA for 3 years now. he just went on and on. I said I would report his company if I had any more calls. How can they cold call like that? I dont want a better deal even if they could offer one! I am just glad that we have actually managed to last 3 years
 
 

Shining

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Post by Shining » Fri Jul 31, 2009 5:11 pm
I've had a couple of letters but never a phone call, I always send a strongly worded letter to the compnay who sends the letter and have always got a reply stating they won't bother me again, I hope the phone calls don't start. It is a bit naughty in my opinion to ring you
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

sassy

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Post by sassy » Fri Jul 31, 2009 5:13 pm
I didnt think you could change companies whislt in an iva. What is the point in them contacting you if they know you are already in one??
 
 

Shining

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Post by Shining » Fri Jul 31, 2009 5:16 pm
the letters I've received I'm sure were just to assist me in proceeding with Bankruptcy although it doesn't actually state this.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Fri Jul 31, 2009 5:34 pm
I am surprised that you have had these calls Sophie as Baines and Ernst are as reputable company. They are not bankruptcy assist company but a DMP company who will pass you to their sister company for an IVA.

You are right - you cannot change companies.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

MelanieGiles

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Post by MelanieGiles » Fri Jul 31, 2009 6:02 pm
Are you sure it was Bains & Ernst? If so, this is an grossly unacceptable way of generating business, and hopefully the representative from Blair Endersby (their sister company) who posts on the forum will be able to explain this strategy.
Regards, Melanie Giles, Insolvency Practitioner
 
 

kallis3

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Post by kallis3 » Fri Jul 31, 2009 7:35 pm
I wonder if it someone masquerading as them?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

sophierose

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Post by sophierose » Fri Jul 31, 2009 9:45 pm
Definately Baines and Ernst as I called them back.
 
 

Adam Davies

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Post by Adam Davies » Fri Jul 31, 2009 9:51 pm
Hi
Are you in an IVA or DMP ?
I could possibly understand the call if you are in a DMP but certainly not if you are in an IVA
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Andam Davies
 
 

MelanieGiles

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Post by MelanieGiles » Fri Jul 31, 2009 10:02 pm
Let's hope we get some clarification on this from the BE representative. I would not be happy if they were to contact any of my clients in this manner.
Regards, Melanie Giles, Insolvency Practitioner
 
 

kallis3

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Post by kallis3 » Fri Jul 31, 2009 10:03 pm
I find it odd that Baines and Ernst would do this. Not heard of it before.

What company are you with sophierose?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

sophierose

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Post by sophierose » Fri Jul 31, 2009 10:33 pm
We are in a IVA. This is the number i called: 08456 34****
 
 

Adam Davies

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Post by Adam Davies » Fri Jul 31, 2009 10:51 pm
Hi
Maybe you had an ill informed advisor contact you who did not know that you can't change IPs during the IVA period. Can't see any way that Baines and Ernst would try to remove people from an IVA.
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Andam Davies
 
 

Blair Endersby

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Post by Blair Endersby » Wed Sep 09, 2009 4:11 pm
Sophierose

Apologies for not responding to your comments sooner, however, we do not regularly search for Baines & Ernst as a keyword.

In order for me to investigate the matter, I should be grateful if you would email the telephone number you were contacted on to ip@blairendersby.co.uk.

If you have any queries, please do not hesitate to contact me via the above email address.

Regards
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