Bank account

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spurs

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Post by spurs » Fri Nov 11, 2016 4:12 pm
Hi all, just had my CC a couple of weeks ago and it's just turned 6 years since I started my iva. I currently have a basic account with the co op but want to upgrade to a 'normal' account with hsbc or Barclays, when can I apply for this? Once again TIA
 
 

kallis3

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Post by kallis3 » Fri Nov 11, 2016 4:16 pm
HSBC might not be the best one to go for as they are notoriously bad with both and past IVA people.

Barclays should be ok but make sure that everything is off your record first.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

spurs

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Post by spurs » Fri Nov 11, 2016 4:20 pm
Cheers Kallis, I'm awaiting an updated credit report due tomorrow, I'm hoping the majority of it will be gone!
 
 

kallis3

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Post by kallis3 » Fri Nov 11, 2016 4:38 pm
You may find that it takes up to three months for it to come off the insolvency register and there is nothing you can do about that.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

MerlinL14

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Post by MerlinL14 » Fri Nov 11, 2016 6:50 pm
I opened a basic account with Barclays during the last year of my IVA, once the IVA finished and I received my CC they upgraded my account to a full current account without me even prompting them.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
 
 

nursecrippin

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Post by nursecrippin » Sat Nov 12, 2016 3:26 am
Im with co op and have there main account, I've had it all the way through my IVA without any problems.
You don't have to change bank accounts if you don't want to hun
Heidi xxxx
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