Bank Accounts Contactless Cards

[annierose]

Hello,

On the grand scheme of things this isn't a big issue but does anyone in an IVA have a bank account with a contactless card? I have a co op cashminder account for a few years which i was really happy with but the card is really an electron not visa debit and not contactless. Seems silly but i just wondered if anyone had managed to get an account with a more up to date card?
I pay alot into my accojnt and have run it realy well but no upgrade in sight (which i fully understand!) But if 14 year olds can have contactless cards why don't banks let basic accont holders have one?

[Shining]

Hi, good question and there may be someone out there who can help.

When I was in my IVA, I always wanted a pay at the pump card which I never managed to get until after.

[annierose]

I guess because banks make no money from Basic accounts they don't need to offer anything more than a basuc card!
Didnt really bother me until recently when ive had a few comments about using a "old card" when buying a coffee! Everyone seems to be usig apple pay ect, even kids!

[Shining]

I personally am not keen on contactless as it takes a few days to go out of your bank and catch up so to speak, I like a live balance as despite being out of the IVA now, I do tend to check my bank still a little too often at times. I agree it's quick and easy though.

[Foggy]

My Cashminder cards are not contactless -- but due to be renewed in November, so issued before it became "the thing". However, they ARE Visa Debits, not electron.

[annierose]

My card does say visa debit but in some shops it shows up as electron at the till point/on receipt

[kallis3]

Must admit that I agree with Lesley - not happy with using contactless at all.

Always managed to keep a full account with Barclays during the IVA and even with the basic Nationwide account we could use the card at the pump.

I'll stick with the chip and pin I think (when I can remember the pin!!)

[Foggy]

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by annierose

My card does say visa debit but in some shops it shows up as electron at the till point/on receipt

That is down to the shops not updating software when the numbers allocated to Electron changed.

[Foggy]

Kallis, I don't like the contactless cards either and carry ones I do have in a shielded wallet, or don't take them out unless I know I am going to need them. My fear is that, by making these smaller transactions so swift, easy and painless using contactless, I will, once again, lose contact with the fact that I am frittering away REAL money !

[kallis3]

Too right! I have mine in my purse and they come out at the checkout. For smaller transactions I still use good old fashioned cash!!

[watzki]

I used contactless once and the wife went balistic as it messed the current account up,needless to say never used it since

[MrsR]

Hi there,

While my husband and I were in our ivas, we both got issued contactless cards for our visa debit cards from Barclays.

I use my contact less frequently for the tube etc, but my husband rarely uses his.
Must be mindful of accidental double amounts taken