Most people are able to obtain a basis bank account whilst bankrupt.
Although not all banks will provide basic banking facilities to undischarged bankrupts some banks do state that they will.
It is important to advise the Official Receiver that you have opened a basic bank account when you have your interview with him/her. Often the Official Receiver will not instruct the bank to close the account although the bank themselves may well take this decision themsleves.
There are currently 3 banks that state that they will provide basic bank accounts to undischarged bankrupts.
The opening criteria is declared in an FSA information publication entitled "Basic Bank Accounts - Your Questions Answered" In this publication the Co-Operative Bank, Barclays Bank and the Nationwide Building Society all state that only a 'record of fraud' should prevent an individual obtaining access to their basic bank account facilities.
http://www.co-operativebank.co.uk/servl ... ard&c=Page
Kind regards,
Julia
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