Well hello again!
Its been a while IVA completed and now back to earth.
Just wondered I had a bank account which chatged a monthly fee pre IVA my question is can I claim for the charges or do I contact IVA company and ask them to claim?
If you claim you will be charged - best speak to your IVA company and ask .
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Technically they should be treated the same way as PPI and will belong to your former rditors via the IVA. However, the refund is likely to be too small to make it economically worthwhile digging out your files and distributing the money between your creditors.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014