bankrupt and iva tenants affecting my credit ?

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eddie.p

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Post by eddie.p » Thu Jun 05, 2008 7:14 am
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Process of renting my proprety & I have been informed by the letting agent that the tenants have poor credit, one has been declared bankrupt & the other has an IVA. Would it affect my credit history on the property.
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dcl

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Post by dcl » Thu Jun 05, 2008 8:00 am
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Hi Eddie

No it won't affect credit history on the property as their credit histories are personal and not tied to the property. I have an IVA and live in rented accomodation and none of my landlords have ever had any problems. It didn't even affect my partners credit file who lived with me.
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Lisa2009

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Post by Lisa2009 » Thu Jun 05, 2008 9:11 am
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Hi eddie
There shouldnt be any problems but if anything did crop up, just write a letter to the credit reference agencies and disassociate yourself from the said persons debts.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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marsha1

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Post by marsha1 » Thu Jun 05, 2008 9:20 am
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I have an iva and my son has just got a lap top on credit he lives at my address and shares my surname, so it has not affected him at all.
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